Payments

How do I pay for a Buddy Deals purchase?

Buddy Deals offers multiple payment methods. Whatever your online mode of payment, you can rest assured that Buddy Deals’ trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Internet Banking, Gift Card, Cash on Delivery, and Wallet to make your purchase.

Buddy Deals also accepts payments made using Visa, MasterCard, Maestro, and American Express credit/debit cards in India and 21 other countries.

Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on Buddy Deals?

There are NO hidden charges when you make a purchase on Buddy Deals. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

Delivery charges may be extra depending on the seller policy. Please check individual seller policies for details. For example, seller Apple waives off the ₹50 delivery charge on orders worth ₹500 and over.

What is Cash on Delivery?

If you are not comfortable making an online payment on Buddy Deals, you can opt for the Cash on Delivery (C-o-D) payment method. With C-o-D, you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online.

The maximum order value for a Cash on Delivery (C-o-D) payment is ₹5,000. It is strictly a cash-only payment method. Gift Cards or store credit cannot be used for C-o-D orders. Foreign currency cannot be used to make a C-o-D payment. Only Indian Rupees are accepted.

How do I pay using a credit/debit card?

Buddy Deals accepts payments made by credit/debit cards issued in India and 21 other countries.

Credit cards

Buddy Deals accepts payments made using Visa, MasterCard, and American Express credit cards.

To pay using your credit card at checkout, you will need your card number, expiry date, and three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank’s page for entering the online 3D Secure password.

Debit cards

Buddy Deals accepts payments made using Visa, MasterCard, and Maestro debit cards.

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), and three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank’s secure page for entering your online password (issued by your bank) to complete the payment.

Internationally issued credit/debit cards cannot be used for Flyte, Wallet, and eGV payments/top-ups.

Is it safe to use my credit/debit card on Buddy Deals?

Your online transaction on Buddy Deals is secure with the highest levels of transaction security currently available on the Internet. Buddy Deals uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

Buddy Deals does not store your card details. Everything is handled by Paytm Payments Services Limited as per the RBI guidelines.

All credit card and debit card payments on Buddy Deals are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

What steps does Buddy Deals take to prevent card fraud?

Buddy Deals realizes the importance of a strong fraud detection and resolution capability. Our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine cardholder. We apologize for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card-issuing banks under the “Verified by VISA” and “Mastercard SecureCode” services, respectively.

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your bank’s website. Below is a table for easy reference:


BankRegistration Link
State Bank of IndiaRegister

List of Banks Supporting Internet Banking Payments

We accept payment through Internet Banking for the following banks:List of Banks Supporting Internet Banking Payments

We accept payment through Internet Banking for the following banks:

BankBankBankBank
ABN Amro BankAxis BankAllahabad BankAndhra Bank
Bank of Bahrain and KuwaitBank of BarodaBank of IndiaBank of Maharashtra
Bank of RajasthanCentral Bank of IndiaCitibankCity Union Bank
Corporation BankDeutsche BankDevelopment Credit BankDhanlakshmi Bank
Federal BankHDFC BankICICI BankIDBI Bank
ING Vysya BankIndian Overseas BankIndian BankIndusInd Bank
Jammu & Kashmir BankKarnataka BankKarur Vysya BankKotak Mahindra Bank
Lakshmi Vilas BankOriental Bank of CommercePunjab National BankRoyal Bank of Scotland
South Indian BankStandard Chartered BankState Bank of HyderabadState Bank of India
State Bank of MysoreState Bank of TravancoreSyndicate BankTamilnad Mercantile Bank
Union Bank of IndiaUnited Bank of IndiaVijaya BankYES Bank

Can I make a credit/debit card or Internet Banking payment on Buddy Deals through my mobile?

Yes, you can make credit card payments through the Buddy Deals mobile site and application. Buddy Deals uses 256-bit encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks.

How does ‘Instant Cashback’ work?

The ‘Cashback’ offer is instant and exclusive to Buddy Deals. You only pay the final price you see in your shopping cart.

How do I place a Cash on Delivery (C-o-D) order?

All items that have the “Cash on Delivery Available” icon are valid for order by Cash on Delivery.

Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select “Pay By Cash on Delivery”. Enter the CAPTCHA text as shown, for validation.

Once verified and confirmed, your order will be processed for shipment in the time specified, from the date of confirmation. You will be required to make a cash-only payment to our courier partner at the time of delivery of your order to complete the payment.

Terms & Conditions:

  • The maximum order value for C-o-D is ₹5,000
  • Gift Cards or Store Credit cannot be used for C-o-D orders
  • Cash-only payment at the time of delivery

What is Buddy Deals’ credit card EMI option?

With Buddy Deals’ credit card EMI option, you can choose to pay in easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit cards from the following banks:

BankSupports 18 & 24 months tenureMinimum order value
HDFCYes₹10,000
CitiYes₹10,000
ICICIYes₹10,000
KotakYes₹4,000
AxisYes₹4,000
IndusIndYes₹4,000
SBINoNA
Standard CharteredYes₹4,000
HSBCNoNA

*18 & 24 months EMI options are available from select banks only. Please refer to the table above for more details.

There is NO processing fee charged for availing Buddy Deals’ EMI payment option. On return or exchange, interest charged by the bank till that time will not be refunded by Buddy Deals.

You may check with the respective bank/issuer on how a cancellation, refund, or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.

Example and Calculations

The table below shows a representative rendering of EMI plans for a ₹20,000 purchase on Buddy Deals paid using the EMI payment plan:

Tenure (months)Loan amountMonthly installmentBank interest rateTotal effective price you payInterest paid to Bank
3₹20,000₹6,800.4412.00%₹20,401.33₹401.33
6₹20,000₹3,450.9712.00%₹20,705.80₹705.80
9₹20,000₹2,344.3213.00%₹21,098.89₹1,098.89
12₹20,000₹1,786.3513.00%₹21,436.15₹1,436.15

How do I make a payment using Buddy Deals’ credit card EMI option?

Once you’ve added the desired items to your Buddy Deals shopping cart, proceed with your order as usual by entering your address. When you’re prompted to choose a payment mode for your order, select ‘EMI’ & follow these simple steps:

  1. Choose your credit-card issuing bank you wish to pay from
  2. Select the EMI plan of your preference
  3. Enter your credit card details
  4. Click ‘Save and Pay’

Please note that the full amount will be charged on your card the day of the transaction.